Secure Flexible Funding Backed by Costa Rican Real Estate
Private Loans for Expats, Developers, and Property Owners
Private Lending Made for Expats and Property Owners
Private lending offers a faster, more flexible alternative to traditional bank financing—especially for expats, investors, and property owners in Costa Rica. Instead of lengthy paperwork and credit checks, our loans are based on the value of your real estate, allowing for quicker approvals and custom terms. Whether you need funds for business, construction, or urgent needs, private lending gives you access to capital when timing and simplicity matter most.
What Makes Our Loans Different
- Based on property value, not credit
- Interest-only terms (1–5 years)
- Minimal documentation
- No prepayment penalties (after 1 year)
- Ideal for business, cash flow, or development
Our private loan structure is designed to give you speed, flexibility, and control. With interest-only payments, fast approvals, and no credit requirements, you can unlock funding based on your property’s value—not your paperwork. Whether you’re managing a project, solving a short-term need, or growing a business, our terms are tailored to support your goals.
📅 Terms
1–5 Years, Interest-Only
⏰ Approval Time
2–3 weeks or less
🏠 Loan-to-Value
Maximum 50% LTV
📄 Prepayment:
No penalties after first year
🔁 Flexibility
High – negotiable terms
Yes. This loan is specifically designed for U.S. and Canadian residents purchasing property in Costa Rica. You do not need to be a resident of Costa Rica to apply or be approved.
You’ll need to provide proof of income, a valid ID or passport, and basic financial documentation. A credit check may also be required for pre-qualification. We’ll guide you through every step to keep the process smooth and clear.
Yes, and there’s no penalty for early repayment. You can make extra payments or pay off the entire loan whenever you’re ready. It’s a flexible option that puts you in control of your timeline.
Absolutely. This loan is a great fit for second homes or rental income properties. The fixed monthly payments and long-term structure make it easier to budget and manage cash flow over time.
Private Loans
Access fast, flexible loans using Costa Rican property as collateral. Ideal for expats and owners who need an alternative to strict bank financing.
30-Year Fixed Loan
Earn stable, long-term returns through secured loans backed by Costa Rican real estate. Reliable income and strong legal protection for investors.
Investor Opportunities
Invest in first-lien loans secured by property in Costa Rica. Enjoy passive income with 12–18% returns and a risk-managed lending structure.