Skip to content

Smart Lending Starts with Trusted Experts

Get access to fast, flexible loans backed by Costa Rican real estate. We make financing simple for expats, investors, and property owners across the country.
aBOUT US
rEQUEST A LOAN

Loan Request Form

100% Free • No Obligation • Confidential

What We Do for Customers

Discover our lending solutions built for expats, investors, and property owners. Whether you’re borrowing or investing, we make real estate financing simple and secure.

Private Loans

Access fast, flexible loans using Costa Rican property as collateral. Ideal for expats and owners who need an alternative to strict bank financing.

Learn more

30-Year Fixed Loan

Earn stable, long-term returns through secured loans backed by Costa Rican real estate. Reliable income and strong legal protection for investors.

Learn more

Investor Opportunities

Invest in first-lien loans secured by property in Costa Rica. Enjoy passive income with 12–18% returns and a risk-managed lending structure.

Learn more

Private Lending in Costa Rica

We connect real estate owners with private lenders through fast, secure, and flexible loan solutions. Our team helps expats, locals, and investors unlock capital using Costa Rican property.

Whether you’re buying, building, or refinancing, we offer a streamlined lending process backed by expert guidance. With us, borrowers and lenders both benefit from clear, win-win outcomes.
Contact Us

How We Make Lending Work for You

We offer lending solutions tailored to your needs, with a focus on speed, flexibility, and trust—especially when traditional banks fall short.
1
Loans for Expats, Non-Residents & Foreigners
We specialize in helping people from outside Costa Rica secure financing, even when local banks can’t or won’t assist. Our team knows how to make international lending work.
2
Faster Closings Than Traditional Banks
Skip the delays. Our streamlined process helps you close in weeks, not months, with personal guidance from start to finish.
3
Flexible Terms Tailored to Your Needs
Whether you need short-term or long-term financing, we customize the loan structure around your income, location, and goals.
4
We Finance Properties in Beach & Tourist Areas

From Tamarindo to Uvita, we offer loans for homes, land, and developments in high-demand coastal and tourist zones — even where banks are hesitant.

What Our Clients Say About Us

See what our clients are saying about their experience with Costa Rica Loan Experts. Real stories from U.S. customers who found the support and financing they needed—stress free.
Costa Rica Loan Experts made buying our dream home easy. Their guidance through every step of the process was professional and incredibly helpful.
Sarah J.
Austin, TX
As an expat, I was unsure about getting a loan in Costa Rica. Their team explained everything clearly and secured financing quickly. Highly recommend!
Mark W.
Denver, CO
I couldn’t believe how fast and smooth the whole experience was. They found me the best rate and handled all the paperwork. Stress-free and transparent!
Olivia H.
Miami, FL
The team walked me through my first loan application in Costa Rica. Their support and local expertise made a huge difference. I felt confident every step of the way.
Daniel K.
Portland, OR
Thanks to Costa Rica Loan Experts, I got a construction loan with great terms. They answered all my questions and stayed responsive from start to finish.
Jessica M.
San Diego, CA
They helped me consolidate debt with a much better interest rate. Their service was friendly, fast, and trustworthy. I’ll be using them again for sure.
Brian L.
Chicago, IL

Frequently Asked Questions

Have questions about financing in Costa Rica? Our FAQ section covers everything from who can apply and what documents are needed, to details about our loan services and how we support expats every step of the way.

Yes. This loan is specifically designed for U.S. and Canadian residents purchasing property in Costa Rica. You do not need to be a resident of Costa Rica to apply or be approved.

What documents are required?

You’ll need to provide proof of income, a valid ID or passport, and basic financial documentation. A credit check may also be required for pre-qualification. We’ll guide you through every step to keep the process smooth and clear.

Yes, and there’s no penalty for early repayment. You can make extra payments or pay off the entire loan whenever you’re ready. It’s a flexible option that puts you in control of your timeline.

Absolutely. This loan is a great fit for second homes or rental income properties. The fixed monthly payments and long-term structure make it easier to budget and manage cash flow over time.