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Earn 12–18% Returns Secured by Costa Rican Real Estate

We offer first-lien investments secured by Costa Rican property. With steady returns and legal oversight, our lending model protects capital while earning high yields.
Why Invest With Us

Reliable Returns Secured by Prime Real Estate in Costa Rica

Costa Rica Loan Experts helps investors earn 12–18% returns through first-lien loans on top-tier real estate, protected by legal oversight and clean property titles.
Costa Rica Loan Experts is a boutique private lending firm offering investors access to first-lien loans backed by high-value Costa Rican real estate. We offer steady, secured returns through a conservative lending model that protects your capital. With each deal, we prioritize title security, low loan-to-value ratios, and legal transparency. Whether you’re diversifying your portfolio or seeking stable, passive income, our lending approach delivers strong returns with managed risk and complete oversight.

What You’re Investing In

We offer secured, high-yield investments tied to real estate you can see, value, and trust.

Where We Loan

What Investors Can Expect in Returns and Loan Structure

At Costa Rica Loan Experts, we help investors earn predictable, passive income through real estate-backed loans with clear, secure, and favorable terms.

  • Interest rates: 12% to 18% annually

  • Terms: 1–5 years, interest-only

  • Loan-to-value: Maximum 50% of property’s appraised value

  • Payouts: Monthly or quarterly, depending on loan terms

  • Legal closings: Handled by licensed Costa Rican attorneys

  • Exit options: Extensions or new borrower refinance facilitated

The Lending Process (For Investors)

Step-by-step breakdown:
International investors touring Costa Rica beachfront home with '100% Ownership' on welcome sign
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Couple reviewing listings on Costa Rica terrace with real estate scenery
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Expat and local property owner shaking hands over real estate documents outdoors
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Investors in a bright office discuss high yield real estate loans with city view.
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Two professionals reviewing real estate loans in a sunlit modern office
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Expats reviewing real estate investments in Costa Rica café setting
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Investors at a modern immigration office discussing expat residency requirements
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Expat and local handshake over property documents showing private lending returns concept
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Expats meeting with agent in Costa Rica, laptop shows 'Hard Money Loans'
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Risk Management

How Costa Rica Loan Experts
Manages Investor Risk

Legal Oversight

Full honesty and clarity at every step.

Low Loan-to-Value Ratios

We never lend more than 50% of a property's appraised value to minimize exposure.

We protect your capital with strict underwriting, conservative lending practices, and full legal oversight on every deal.

Clean Title Guarantee

All properties are subject to a full title search and legal review before approval.

Investor-First Policy

We invest our own capital into the same loans offered to our investors.

Selective Borrower Screening

We only approve borrowers and properties we’re willing to fund ourselves.

Start Your Investment Journey With Us