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Earn 12–18% Returns Secured by Costa Rican Real Estate

We offer first-lien investments secured by Costa Rican property. With steady returns and legal oversight, our lending model protects capital while earning high yields.
aBOUT US
Investment Opportunities
Why Invest With Us

Reliable Returns Secured by Prime Real Estate in Costa Rica

Costa Rica Loan Experts helps investors earn 12–18% returns through first-lien loans on top-tier real estate, protected by legal oversight and clean property titles.
Costa Rica Loan Experts is a boutique private lending firm offering investors access to first-lien loans backed by high-value Costa Rican real estate. We offer steady, secured returns through a conservative lending model that protects your capital. With each deal, we prioritize title security, low loan-to-value ratios, and legal transparency. Whether you’re diversifying your portfolio or seeking stable, passive income, our lending approach delivers strong returns with managed risk and complete oversight.
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What You’re Investing In

We offer secured, high-yield investments tied to real estate you can see, value, and trust.

about us

01 First-Lien Loans on Titled Real Estate

02 Conservative 50% Loan-to-Value Ratios

03 Fully Vetted Borrowers & Property Uses

04 Legal Oversight With Registered Mortgages

05 Interest-Only Terms for Passive Cash Flow

06 Opportunities in Coastal & Tourist Markets

Where We Loan

What Investors Can Expect in Returns and Loan Structure

Check If You Qualify

At Costa Rica Loan Experts, we help investors earn predictable, passive income through real estate-backed loans with clear, secure, and favorable terms.

  • Interest rates: 12% to 18% annually

  • Terms: 1–5 years, interest-only

  • Loan-to-value: Maximum 50% of property’s appraised value

  • Payouts: Monthly or quarterly, depending on loan terms

  • Legal closings: Handled by licensed Costa Rican attorneys

  • Exit options: Extensions or new borrower refinance facilitated

The Lending Process (For Investors)

Step-by-step breakdown:
  • 01 Get investor packet
  • 02 Review current deals
  • 03 Due diligence + Q&A
  • 04 Legal closing + title registration
  • 05 Start receiving interest
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Risk Management

How Costa Rica Loan Experts
Manages Investor Risk

Legal Oversight

Full honesty and clarity at every step.

Low Loan-to-Value Ratios

We never lend more than 50% of a property's appraised value to minimize exposure.

We protect your capital with strict underwriting, conservative lending practices, and full legal oversight on every deal.

Clean Title Guarantee

All properties are subject to a full title search and legal review before approval.

Investor-First Policy

We invest our own capital into the same loans offered to our investors.

Selective Borrower Screening

We only approve borrowers and properties we’re willing to fund ourselves.

Start Your Investment Journey With Us