About Us
Who We Are
Costa Rica Loan Experts is a boutique private lending firm offering financing solutions for expats, property owners, and investors across Costa Rica. We specialize in alternative lending options that go beyond traditional banks—designed to be faster, more flexible, and rooted in real estate equity. Whether you’re buying a home, growing your portfolio, or looking for passive income, we’re here to help you unlock the power of Costa Rican property.
Why Work With Us?
- Deep experience with U.S. and Canadian clients
- Legal closings handled by licensed Costa Rican attorneys
- Flexible loan structures built around your needs
- Transparent terms, clean titles, and conservative underwriting
- Service in English and Spanish


Who We Serve
We work with U.S. and Canadian citizens, expats, developers, and investors who want to buy, build, or earn in Costa Rica. If you have equity or verified income, we’ll help you leverage it—without the complications of traditional banking systems.
Our Mission
To provide secure, transparent, and high-value lending solutions backed by Costa Rican real estate. We’re committed to making cross-border lending accessible, efficient, and legally sound—no red tape, no hidden risks.

Our Services
Private Loans
Access fast, flexible loans using Costa Rican property as collateral. Ideal for expats and owners who need an alternative to strict bank financing.
30-Year Fixed Loan
Earn stable, long-term returns through secured loans backed by Costa Rican real estate. Reliable income and strong legal protection for investors.
Investor Opportunities
Invest in first-lien loans secured by property in Costa Rica. Enjoy passive income with 12–18% returns and a risk-managed lending structure.