US and Canadian Residents 30 Year Fixed Loan

This loan provides long-term financial security with predictable, fully amortized monthly payments—unlike most private loans, which are interest-only and require a large balloon payment at the end. With rates starting at just 8.9%, qualified borrowers can lock in stable, lower-cost financing without worrying about term renewals or changing interest conditions. In addition, there are no prepayment penalties, so you can pay off your loan early without fees. And because it’s structured like a traditional U.S. mortgage, it’s ideal for buyers planning to hold their Costa Rican property for the long term—whether for retirement, personal use, or rental income. If you’re a qualified U.S. resident, this loan gives you the structure, safety, and simplicity of a domestic mortgage—while investing internationally.