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Private Lending Experts For Expats, Locals, And Real Estate Investors

We offer real estate-backed loans in top locations. With flexible terms and quick closings, Costa Rica Loan Experts is your trusted source for personalized lending.

Loan Request Form

100% Free • No Obligation • Confidential

Loans for Expats and Investors

Trusted Private Lending in Costa Rica's Property Market

Costa Rica Loan Experts connects property owners with private lenders through secure, fast, and transparent loan solutions designed for real estate success.

Costa Rica Loan Experts is a boutique lender that helps you secure private, collateral-backed loans using Costa Rican property. Whether you’re an expat, investor, or local owner, we simplify lending with fast approvals, flexible terms, and professional guidance. We specialize in private loans for real estate owners who may not qualify for bank loans in Costa Rica. Our goal is a win/win outcome for both borrower and lender—every time.

Why Borrowers Trust Costa Rica Loan Experts

We provide fair, fast, and flexible loans in places and situations where banks say no.

Where We Loan

We Lend on High-Quality Property in Prime Locations

At Costa Rica Loan Experts, we focus on lending where it makes the most sense — in high-quality residential, commercial, and agricultural real estate across Costa Rica.

The better the property and its location, the stronger the lending opportunity. We also evaluate every loan based on loan-to-value ratio, helping minimize risk for our investors while giving you the best chance at fast approval.

We’re highly selective, offering loans only when we believe they’re a good fit for both borrower and lender. If your property and project qualify, we’ll move quickly. And if not, we won’t waste your time — you’ll hear from us right away.

We only present opportunities we’d personally invest in. That’s how we keep our standards high and your trust even higher.

Investors

Costa Rica Loan Experts connects investors with first-lien, real estate-backed loans that deliver 12–18% annual returns through transparent, legally secured lending.
Our investment opportunities are backed by prime Costa Rican real estate, offering passive income through conservative, collateralized lending. We specialize in matching investors with pre-vetted borrowers and clean-title properties, always using a first-lien position for maximum protection. Each loan is legally registered, and our team provides full transparency and legal oversight. We only offer deals we would personally invest in—because we often do.
International investors touring Costa Rica beachfront home with '100% Ownership' on welcome sign
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Couple reviewing listings on Costa Rica terrace with real estate scenery
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Expat and local property owner shaking hands over real estate documents outdoors
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Investors in a bright office discuss high yield real estate loans with city view.
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Two professionals reviewing real estate loans in a sunlit modern office
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Expats reviewing real estate investments in Costa Rica café setting
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Investors at a modern immigration office discussing expat residency requirements
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Expat and local handshake over property documents showing private lending returns concept
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Expats meeting with agent in Costa Rica, laptop shows 'Hard Money Loans'
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Expat couple meets agent in Costa Rica real estate office, poster reads Investor Questions
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Loan Request Form